Calculator
Break-Even Occupancy Calculator
The occupancy rate a property needs just to cover its fixed monthly costs.
Break-Even Occupancy Calculator
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Fixed costs
Break-even occupancy86.4%
This is the occupancy rate needed just to cover fixed costs — below 100% means the property can absorb some vacancy and still break even; above 100% means full rent doesn't even cover the fixed bill.
The formula
Break-even occupancy
This tells you how much cushion a deal has before vacancy actually threatens the bill — a property with a low break-even occupancy can absorb a bad year and keep paying its own way.
A break-even occupancy above 100% means full rent, with zero vacancy, still would not cover fixed costs — a structural warning sign, not just a bad-luck scenario.