Calculator

House Flip Calculator

Purchase, rehab, holding costs, and selling costs rolled into a single profit and ROI projection.

House Flip Worksheet

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Total project cost

$253,400

Total cash invested

$233,100

Projected profit

$36,600

Return on cash invested

15.7%

The formula

Total cost

Purchase + rehab + buy costs + holding costs + selling costs

Profit

ARV − total cost

ROI

Profit ÷ total cash invested

Holding costs (loan interest, insurance, utilities, tax) accrue every month the project takes, so an optimistic timeline quietly inflates ROI — stress-test with a slower timeline before committing.

Selling costs (agent commission, closing costs) are calculated against the after-repair value, since that is what the sale price is based on, not the purchase price.

This is a single-scenario estimate. Real rehab budgets commonly run over — many flippers build in a contingency of 10–15% on top of the rehab line.