Calculator
Property Expense Calculator
Roll up tax, insurance, HOA, maintenance, and management into one monthly total and an expense ratio.
Property Expense Calculator
$
$/yr
$/yr
$/mo
$/yr
% of rent
$/mo
$/mo
Property management
Total monthly expenses
Annual total
Expense ratio (of rent)
The formula
Management fee
Expense ratio
Investors commonly underestimate maintenance and management when they first run the numbers, then get surprised by the real expense ratio once the property is actually operating — this worksheet forces every line item onto the page up front.
A rough industry rule of thumb often cited for total operating expenses (excluding the mortgage) is 35–50% of gross rent — useful as a sanity check, not a substitute for the actual bills.